Information regarding alternative care options can be found at:

Domiciliary Care - https://ukcareguide.co.uk/domiciliary-care/                  Respite Care - https://ukcareguide.co.uk/respite-care/

Tel: 01785 291091

CQC Registered Provider: 1-2166627831

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© Affexa Limited, 2018

Affexa Care Services is a trading name of Affexa Limited. Registered in England and Wales. Registered Number: 09468309.

Registered Office: Unit 18 BIC, Gate Court, Staffordshire Technology Park, Stafford, ST18 0AR

Funding Options - how to pay for your care

There are several ways in which care can be funded depending on your individual circumstances.

Please Note: We are unable to offer financial advice on specific funding options, however we can assist in pointing you in the right direction of whom to contact.

PRIVATE FUNDED

If you can pay for the services yourself, a financial agreement should be arranged between you and the care provider with details of how much you are likely to pay. You will then pay for the care services direct to the provider.

Private funded care also refers to payments through a personal budget which is allocated by social services.

DIRECT PAYMENTS

Direct Payments will also give you greater choice over decisions about who cares for you and how your money is spent. If you take a Direct Payment you will receive the money that Social Services would have spent managing your service or that would have gone to a provider as an ISF.

 

You manage this money yourself however you must account for the money you spend and evidence to Social Services that you are using the money to meet your eligible care needs. If you take a Direct Payment you can choose who you want to be your care provider or employ care workers directly yourself. Or you can choose to do something else with your money such as take part in a local arts group, as long as it meets your assessed care needs.

With a Direct Payment, you do have to manage and account for your own finances. If you choose to employ your own Care Worker you will become an employer and certain rules and laws will apply. However you can get support from your local direct payments support service – your local authority will be able to provide details. You should also be aware that certain criteria need to be met to qualify for Direct Payments.

Your local authority Social Services Office should be able to help and advise you further.

MANAGED SERVICES

The local authority will organise and pay for your services on your behalf.

 

Social Services will have prepared a Support Plan following your assessment.

 

This plan will set out what services you will receive along with how and when these are to be delivered. You should agree to this plan before services are put in place.

 

The Support Plan will be passed to the provider who will deliver your services.

 

The provider will be one of a number of providers who have been approved to deliver services in your local area.

PRIVATE FUNDED

If you can pay for the services yourself, a financial agreement should be arranged between you and the care provider with details of how much you are likely to pay. You will then pay for the care services direct to the provider.

Private funded care also refers to payments through a personal budget which is allocated by social services.

SOCIAL SERVICES

A Social Worker will visit your home to assess your needs and if appropriate arrange your care.

 

This may mean that you will receive financial assistance to help with the cost of your care.

 

This might be in different forms, for instance, you may be given a personal budget so you can purchase the care you require yourself. This puts you in the driving seat and enables you to 'shop around' for a care provider that would suit your needs best or an ISF which is an Individual Service Fund where Social Services pay the Care Provider directly at the beginning of the month for your care requirements, This then becomes a flexible care package which can be altered regularly to assist you to have exactly what you require at the time you require it.

 

They may also just purchase the care for you if they fund it on a spot purchase contract. 

ISFs

ISFs =  Individual Service Funds

This option gives you more control over how your services are delivered. The local authority will help you to select a provider and then set up an agreement between yourself, social services and the provider.

 

The agreement will give an indication of the types of services you are eligible to receive. You and your provider will then work out how, when and where these services will be delivered.

 

The authority will pay the provider for your services on a regular basis. The provider then manages the money to deliver those services and has to report to you and the council to show how the money has been used. ISFs allow you and your provider to be more flexible.

 

If you are feeling well one day and want to reduce the amount of support you get you can arrange to do this with this provider, you do not need to arrange it through social services. You can then ‘bank’ the time/money for another day when you are feeling unwell or when you know you will require a little more support.

CCG FUNDING

CCG = Clinical Commissioning Group

In the event that you have an on-going illness that requires medical intervention, either long term or short term, the Clinical Commissioning Group (CCG) may fund your care requirements.

 

A nurse assessor will visit you either in a hospital or at your home to carry out an assessment of your care requirements.

 

This is then put to a panel who will either consent/not consent to the funding. If consent is given all equipment and care is provided for you by the care provider and the healthcare teams involved.